Our Mission

This is more than one of those typical messages about financial help.

We're giving voice to the numerous people experiencing money difficulties. By telling your story, you're demonstrating to others they aren't alone. D**T HAPPENS, and this could happen to anyone.

Your testimony will encourage those in the same situation. Together we will work to make a world with fewer debt problems.


Stories

John Doe

JOHN ****
Musician

When I first spoke to you and you said you could help – I really didn’t think you could! I was at breaking point, couldn’t see any way out of the mess I’ve got myself into financially. Considering you don’t know me, or know anything about me, you’ve gone out of your way to find the right solution and reassured me that I no longer need to worry and carry this burden on my own!

I thank you for keeping in touch, to check everything is going ok and stopping me from having a meltdown. I know I’ve got a way to go yet, but I’m ready to face my financial difficulties now, thanks to you.


I really appreciate how you listened to me.

I got into debt initially through a bad relationship, where I lent considerable amounts money to my ex and didn’t get it back, as well as investing a huge amount (a lot more than I could afford) into renovating a house, which then turned out not to be his. You didn’t once make me feel judged or humiliated – you demonstrated upmost compassion and understanding. You really made me feel that, after 3 ½ years of battling and battling with this great monster of debt (I have felt this debt permanently looming over me, ever in my thoughts, not allowing me to live my life or do anything at all to make my life enjoyable), that I am no longer alone in dealing with this. I feel like finally, I am on the brink of stepping out into the sun for the first time in so long…

Jane Doe

JANE ****
Architect

Debt Solutions

As we’ve just seen, debt happens – it’s a normal part of life. If you’re not content with your financial situation though, and want to do something about it, then we’ve helped thousands of people through our debt solutions. We’ve listed some of the most popular options below:

Consolidation Loan

A consolidation loan can be a great solution to dealing with multiple debts.
By taking out an amount equal to – or exceeding – the value of your combined debts, you could pay all these off while just focusing on one affordable monthly payment.

IVA

Want to write off your debts? An IVA could be a solution.
An IVA (individual voluntary arrangement) is a formal agreement to repay larger debts through affordable monthly amounts. Once the IVA ends, any remaining debts are written off.

Bankruptcy

Want a fresh start? Bankruptcy could be the best option.
If you can’t afford to pay your creditors, bankruptcy might be the best way to resolve your financial situation and get you back in the black.

Debt Management Plan

Take your non-priority debts and make them a memory.
Ideal for mounting expenses such as credit card debt, this informal agreement allows you to repay your creditors through affordable monthly amounts.


Debt Calculator

Your Debt Amount

£6,000

Total Debt Payable

£14,000

Debt Write Off

*This calculator is an approximation of the debts you can write off and is based on the average amount we have managed to clear for our customers.