Have you been sent a letter from Vilcol about a debt you cannot afford to pay?

If so, we’ll do our best to help.

We specialise in helping consumers with unaffordable debt. Our friendly team are on hand to offer debt help and advice to UK consumers. No matter your situation, if you have debts you are finding difficult to pay or are having to go without basic living essentials, then we are here to help.

Depending on your circumstances we can write off unaffordable debt, freeze interest and charges and put a plan in place which is both fair to you and your creditors.

We just need to understand your situation so we can give you the right solutions for your circumstances. We want you to relax and go away knowing your situation is going to be sorted out.

Apply online today and we will do the rest for you.

Who is Vilcol?

Vilcol is an established debt collection agency specialising in recovering debts from both people and businesses.

Is Vilcol real?

Yes, Vilcol is a legitimate debt collection agency based in Surrey. They are regulated by the Financial Conduct Authority and are members of the Credit Services Association. Their business is based on reclaiming debt.

Who does Vilcol collect for?

Vilcol collects for a variety of organisations through information software.

Can I write off my Vilcol debt?

It depends on what the original debt was for and what other, if any, debts you may have. Potentially, you might be able to do this through an IVA. If you wanted to explore this avenue, fill out the form below and our teams will identify your options.

Can Vilcol come to my house?

Vilcol could potentially arrange a bailiff to come to your home. Normally, they will make several attempts to contact you first either over the phone or through the post. The key here is don't hide from the situation, there is plenty of help available.

Is Vilcol a bailiff?

If you ignore the requests by Vilcol they could escalate their demands to the bailiff teams.

Templated letter to Vilcol

Some firms are offering a templated letter sometimes referred to the “doorstep” template. This outlines a loophole to write off the debt Vilcol is pursuing; it would be extremely rare this would work. It is always better to deal with your debts head-on. Our teams can help you with this if you'd like to give us a call.

Can Vilcol take me to court?

Technically the answer is yes, but it depends on the size of the debt. Usually, companies like Vilcol will buy debts in bulk and if your debt is only a few pounds the commercial interest won't be as large as a person who is thousands of pounds in debt.

What can Vilcol do?

Vilcol can contact you to pay overdue debts. They also have the facilities to send a bailiff and even take you to court if they feel your debt was worth collecting through this avenue. However, there are things we can do to help if you are unable to pay these debts. Just give us a call and we will talk you through your options.

What is Vilcol’s contact number?

You can call them directly on (+44) 0208 390 9988 between Monday to Friday 9:00 AM to 5:30 PM.

What is Vilcol’s address?

Vilcol House,
97 Ewell Road Surbiton,

Company number: 10288255