If so, we’ll do our best to help.
We specialise in helping consumers with unaffordable debt. Our friendly team are on hand to offer debt help and advice to UK consumers. No matter your situation, if you have debts you are finding difficult to pay or are having to go without basic living essentials, then we are here to help.
Depending on your circumstances we can write off unaffordable debt, freeze interest and charges and put a plan in place which is both fair to you and your creditors.
We just need to understand your situation so we can give you the right solutions for your circumstances. We want you to relax and go away knowing your situation is going to be sorted out.
Apply online today and we will do the rest for you.
Lowell Financial is an established debt collection agency specialising in recovering debts from both people and businesses.
Yes, Lowell Financial is a legitimate debt collection agency based in Northampton. They are regulated by the Financial Conduct Authority and adhere to the Credit Services Association's code of practice. Their business is based on reclaiming debt.
Lowell Financial collects for a variety of credit card providers - including Vanquis Credit Cards, Capital One, O2, and Littlewoods.
It depends on what the original debt was for and what other, if any, debts you may have. Potentially, you might be able to do this through an IVA. If you wanted to explore this avenue, fill out the form below and our teams will identify your options.
Lowell Financial could potentially arrange a bailiff to come to your home. Normally, they will make several attempts to contact you first either over the phone or through the post. The key here is don't hide from the situation, there is plenty of help available.
If you ignore the requests by Lowell Financial they could escalate their demands to the bailiff teams.
Some firms are offering a templated letter sometimes referred to the “doorstep” template. This outlines a loophole to write off the debt Lowell Financial is pursuing; it would be extremely rare this would work. It is always better to deal with your debts head-on. Our teams can help you with this if you'd like to give us a call.
Technically the answer is yes, but it depends on the size of the debt. Usually, companies like Lowell Financial will buy debts in bulk and if your debt is only a few pounds the commercial interest won't be as large as a person who is thousands of pounds in debt.
Lowell Financial can contact you to pay overdue debts. They also have the facilities to send a bailiff and even take you to court if they feel your debt was worth collecting through this avenue. However, there are things we can do to help if you are unable to pay these debts. Just give us a call and we will talk you through your options.
You can call them directly on 0333 556 5550 between 8 am and 8 pm weekdays and 8 am to 2 pm on Saturdays.
PO Box 137,
Northampton,
NN2 1BQ
Company number: 4558936