Saving money is hard – really hard. Although for some it’s about breaking a couple of bad habits, others are simply just living paycheck to paycheck. In this situation, putting money aside is almost impossible.
Just ask the 15% of Britons who have no savings at all.
Saving money is a difficult task but well worth it. If you’re struggling to see the positives though, we’ve included our favourite saving money quotes to hopefully give you some inspiration:
“The quickest way to double your money is to fold it in half and put it in your back pocket.”
Will Rogers – American stage and film actor
This quote reminds us that saving money is a marathon, not a sprint. It’ll probably require time, and a few goes, to really get on top of your finances.
“Saving is a very fine thing. Especially when your parents have done it for you.”
Winston Churchill – British Prime Minister
Saving is much harder for some people than it is for others. If you can rely on others to help make the job a little easier though, it can make a world of difference!
“Beware of little expenses. A small leak will sink a great ship.”
Benjamin Franklin – American founding father
Although several centuries old, this quote is as true today as it was back then. If you’re struggling to save money, look at where the smaller expenses are going. You might be able to save money by cancelling a subscription service or cutting down on treats. At the end of the day, it all adds up!
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”
T.T. Munger – America researcher
Saving money is a skill to learn. Don’t be disheartened if it takes you a few goes to get it right, once you’ve figured out where you can make the savings, you’ll hopefully be on your way to a better financial future.
“A man is usually more careful of his money than he is of his principles.”
Ralph Waldo Emerson – American philosopher
This reminds us that your moral compass is much more important than money. If you see a fix which conflicts with your ethics, don’t take it. Ultimately, that decision won’t make you happy.
“Imagine how much you could have saved if you didn't spend a lot of your money on those unnecessary things with the intention of getting attention or feeling "important" in the eyes of others.”
Edmond Mbiaka – Author
Occasionally, it’s good to assess why we want something. If you’re saving money – and the purchase is not for any sensible reason – then maybe it’s best to leave it.
“Small amounts saved daily add up to huge investments in the end.”
Margo Vader – Author
Here, Vader reminds us that you don’t need to take large steps to save money – it starts small. Eventually, you can use the funds saved on something you really want.
“Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”
Tim Ferriss – American entrepreneur
Saving money also allows you to take stock of your leisure time. For example, if you have a gym membership – but neither you or partner – get any enjoyment out of it, you may wish to consider cancelling it.
“Being instinctively lazy, I see no point in working longer hours just to get out of debt!”
L G Durand – Author
When people want to save money, one common reaction is to look at bringing in more income. However, instead of potentially experiencing the stress of a second job, our expenses can be forgotten. By making cuts here and there, you might be able to get your finances back on track.
“It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”
George Lorimer – American journalist
We all want to budget better, but Lorimer reminds us why we’re saving money in the first place. Don’t become so fixated on this that you forget what’s important in your life.
Saving money is easier said than done – but finding out whether we can help you couldn’t be more straightforward. If you’re struggling to repay your lenders and interest rates are piling up, a debt solution could get this situation resolved.
You’ll then hopefully have more spare funds to start really saving!